By In a bold step toward redefining homeownership in Uganda, Housing Finance Bank has partnered with Easy Housing to roll out a groundbreaking housing initiative that combines affordability, sustainability, and climate resilience. The collaboration brings together the financial muscle of Housing Finance Bank and the innovative, environmentally conscious construction methods pioneered by Easy Housing, aiming to make dignified and sustainable homes a reality for thousands of Ugandans.
At the launch event held at Housing Finance Bank’s head office in Kololo, officials from both institutions emphasized that the partnership is more than a business deal—it is a commitment to transforming the way Ugandans think about homeownership.
For decades, affordability has often been equated with compromise: smaller spaces, lower quality, or structures that cannot withstand Uganda’s changing climate. This joint initiative is designed to change that narrative. Homes financed under the program will be structurally sound, energy-efficient, environmentally friendly, and tailored to the evolving needs of families.
“Too often, affordability has meant compromise on quality, durability, or safety. This partnership challenges that mindset,” noted Christopher Akugizibwe, the Manager of Home Loans at Housing Finance Bank. “We are not just financing houses; we are financing homes that protect families, respect nature, and advance Uganda’s vision for sustainable urban development.”
Easy Housing, a Netherlands-based company now making its mark in Uganda, specializes in modular construction using sustainable timber and locally sourced materials. This approach significantly reduces carbon emissions while keeping homes cost-effective. According to Wolf Bierens, the Managing Director of Easy Housing, their designs allow families to build incrementally—adding sections as their resources grow—without compromising safety, comfort, or structural integrity.
“We build with purpose for people and for the planet,” Bierens said. “By joining forces with Housing Finance Bank, we are enabling more Ugandans to access homes that reflect dignity, safety, and sustainability. It is not just about affordability—it is about long-term value for families and the environment.”
The significance of this partnership goes beyond individual homeowners. Uganda currently faces an estimated housing deficit of 2.4 million units, with urban areas experiencing rapid population growth and rural communities struggling to access durable, climate-friendly housing. The Housing Finance Bank–Easy Housing model offers a scalable solution, one that can be adapted across the country to tackle both urban and rural housing shortages.
Through Housing Finance Bank’s home loan packages, aspiring homeowners can access up to 80% financing, enjoy repayment periods of up to 10 years, and benefit from a swift loan processing turnaround of 48 hours. These terms make the dream of owning a modern, climate-resilient home more attainable than ever before for middle- and lower-income Ugandans.
The initiative also aligns with Uganda’s broader goals of financial inclusion and environmental stewardship. By supporting circular construction methods, reducing reliance on carbon-heavy building materials, and ensuring that homes are adaptable to climate change, the partnership sets a precedent for responsible development that serves both people and the planet.
With Housing Finance Bank and Easy Housing working hand in hand, homeownership in Uganda is being reimagined—not just as a personal milestone, but as a pathway to sustainable national growth. For families, it means security, dignity, and a healthier living environment. For the country, it signals a future where every home built is a step toward resilience, inclusion, and prosperity.
Ugandans interested in exploring these housing opportunities can visit any Housing Finance Bank branch nationwide, call the Contact Center on 0800211082, or visit www.housingfinance.co.ug.
As this partnership takes root, it is redefining what it means to own a home in Uganda—where affordability meets sustainability, and where building for today also means safeguarding tomorrow.
